North Carolina Auto Insurance
Over $800 average savings for new customers who save*
Getting a lower rate on your car insurance doesn't mean you have to skimp on the level of protection and service! We know that auto insurance isn't about cars and trucks, it's about the people inside them.
That's why our policies offer excellent coverage options like...
✔ Bodily Injury Liability
✔ Property Damage Liability
✔ Collision
✔ Comprehensive
✔ Medical Payments
✔ Uninsured Motorist
✔ Underinsured Motorist
✔ Accidental Death
✔ Accidental Dismemberment
✔ Roadside Assistance
Do you want to save on your auto insurance?
Click the button below and get started!
We have options for both personal and business needs!
Personal Auto
Quality and affordable auto coverage with flexible payment plans and plenty of money-saving discounts.
Commercial Auto
Own a small or mid-sized business with a vehicle fleet? We have the coverage you need to protect your livelihood at an affordable price.
We Insure Japanese KEI, SCRUM, and other Mini Trucks and Vans!
What discounts are available?
Discounts Available
There's a wide range of discounts available for your auto coverage. Here's a few ways we can help you save:
✔ Bundle with home
✔ Pay in-full
✔ Low mileage discount
✔ Security device discount
✔ Multi-vehicle
✔ Safe driver discount
✔ Paperless discount
✔ And more...
Bundle Home and Auto Insurance
New customers who save bundling home and auto save over 20% on average*
Cold Mountain Insurance makes it easy and affordable to bundle home and auto insurance and save with one agency. In most cases when you bundle with us, you'll earn a multi-policy discount if you have an auto policy and home, condo, or renters insurance with us.
We make it simple to get a bundled quote. In addition to auto and home, many of our companies offer multi-policy discounts for bundling RV, boat, motorcycle, and more. Isn't it nice to know you can get all your insurance policies under one roof?
Bundling your car insurance with renters insurance is a great way to lower your already inexpensive renters insurance cost. In most cases, you'll also earn a multi-policy discount on your auto policy with us.
Even if your auto and home insurance aren’t with Cold Mountain Insurance, there are still plenty of ways to save on your car insurance. Many of our partner companies offer multi-policy discounts for combining two or more policies. Whether it’s motorcycle and boat, boat and RV, or renters, motorcycle, and boat—the combinations are almost endless!
Benefits of bundling home and auto insurance
Fewer insurance hassles
Your time is as valuable as the home and vehicles you want to protect. Why manage multiple insurance policies through different agencies, when you can do it all with us?
Flexibility as your insurance needs change
Different stages of life bring new insurance demands. At Cold Mountain Insurance, we'll help you transition from renter to homeowner or single driver to multi-car family.
There’s no obligation for our services and you’ll pay the same price offered by the insurance companies you already know and trust when working with us.
Wolff Shipp, Principal Agent
