RV and Travel Trailer

Travel Trailers and RVs need a specialized approach to insurance

Our specialized coverage is built to fit the RV lifestyle, providing dependability, flexibility and affordability, with coverage plans that go far beyond the basics to keep RVers on the open roads.

24/7 claim service, from RV specialists.
When it comes down to it, insurance coverage is only as good as the service provided in the unfortunate event of a claim. Our RV insurance is backed by claim professionals who are RV experts, not auto adjusters. They speak the same language as avid RVers and they understand the situations that can arise at any moment.

Specialized RV coverage options

Purchase Price Guarantee Coverage

Can be added in the RV's first nine model years and pays the customer up to the original purchase price of the totaled RV, towards a replacement.

Full Replacement Cost Coverage

If an original owner's RV is totaled or stolen (and not recovered) in its first three model years, we'll replace it with a comparable new RV. If it's aged past its first three model years, we'll provide the full original sales price - not a depreciated amount - toward the purchase of a replacement RV. We can even connect RVers with experts who can track down the exact make and model a customer is after.

Personal Belongings

From laptops to linens, personal belongings are insured for their original cost new - not a depreciated amount - up to $3,000. Additional coverage can be added, too, for customers and their gear.

Additional Coverage Options & Diminishing Deductibles

✔ Full-Timers Coverage

✔ Agreed Value Coverage

✔ Pet Coverage

✔ Fire Department Coverage
✔ Locksmith Coverage
✔ Mexico Physical Damage Coverage
✔ Basic Economy Coverage

✔ Specialized Equipment Coverage

✔ Towing and Roadside Assistance

✔ Diminishing Deductibles: see the deductible decrease for every claim-free year. Safe driving, rewarded.

✔ Vacation Liability: protects against damages around the camping area, where accidents often happen

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Cold Mountain Insurance

North Carolina, United States

Call: 910-477-8838 Text: 910-477-8828 Fax: 910-888-6078

Get your RV or Travel Trailer Quote TODAY!