People Come First – With a Personal Touch

At Cold Mountain Insurance, we believe in putting people first—with a strong focus on personal service and being available when our clients need us most. Whether you're in Bolivia, Leland, Wilmington, Southport, Winnabow, Supply, Shallotte, or anywhere in Brunswick County, New Hanover County, or throughout North Carolina, we’re here for you—7 days a week.

We take pride in helping individuals and families find the right protection at the best price, backed by top-rated insurance companies. When you call Cold Mountain Insurance, you get real help from real people—local agents who care about your needs and your community.

Cold Mountain Insurance was founded in historic Southport, North Carolina by Wolff Shipp, who brought years of world-class customer service and management experience from Cintas Corporation in Baltimore, MD. After relocating to Wilmington, NC in 2014, Wolff transitioned into the insurance industry, obtaining his license in North Carolina with lines of authority in property, casualty, life, and health.

Through hands-on experience working for and representing companies like State Farm, Progressive, Allstate, Geico, Nationwide, The Hartford, National General, and Travelers, Wolff saw the gaps in personal service that big-name insurers left behind—and set out to do things differently.

From Bolivia to Wilmington, Leland to Southport, and across Brunswick and New Hanover Counties, Cold Mountain Insurance proudly serves individuals and families across the entire state of North Carolina. No matter where you live—from the coast to the mountains—we’re here to help.

We’re available by phone, in-office, virtually, or at your home—nights and weekends included.

Comprehensive Insurance Solutions  

We specialize in:

• Auto Insurance in Leland, Bolivia, Shallotte, Wilmington, and surrounding areas
   
• Homeowners Insurance in Bolivia, Southport, Shallotte, Winnabow, Supply, and throughout Brunswick County. Not to mention we find fantastic coverage with great prices in Wilmington and all over New Hanover County!
   
• Business Insurance for local companies across New Hanover and Brunswick counties
   
• Health Insurance including ACA/Obamacare and supplemental health coverage
   
• Life Insurance including Term Life and Final Expense
   
• Pet Insurance to protect your four-legged family members
   

We're appointed with and have access to top carriers like Blue Cross Blue Shield of NC, United Healthcare, Cigna, Aetna, Ambetter, Travelers, National General, Progressive, Nationwide, and many more. We're also licensed to provide health insurance in 25 states, including  North Carolina, South Carolina, Maryland, Texas, Tennessee, Kansas, Mississippi, Missouri, Nebraska, Louisiana, Georgia, Florida, Arkansas, Alabama, Ohio, Indiana, Oklahoma, West Virginia, Michigan, Arizona, Iowa, Utah, Virginia, Wisconsin and Wyoming. 

Despite our coastal setting, “Cold Mountain” represents strength, dependability, and long-term stability. It’s our promise to climb any mountain to protect you and your family—whether you live in Wilmington, Bolivia, Leland, or anywhere across North Carolina.

When you need an experienced, local insurance agent who answers the phone, explains your options clearly, and is available when it matters most—Cold Mountain Insurance is here.

We make insurance easy to understand and simple to buy. Book a call or appointment with us and experience the difference of working with a local, independent North Carolina insurance agency that puts personal service and availability first.

Cold Mountain Insurance – Trusted Insurance Experts for Auto, Home, Health, Life & Business in Brunswick County, New Hanover County, and across North Carolina.