Classic Car Insurance
What types of Classic Cars & Vehicles do we cover?
- Collector and classic car insurance - 1979 and older
- Collector truck and SUV insurance - 1998 and older
- 1980 and newer collector vehicles - Limited editions, exotics and supercars
- Insurance for modified cars - Rods and replicas
- Insurance for motorsports enthusiasts - Off and on the track
- Military vehicle insurance - 20 years and older
- Retired commercial vehicle insurance - 25 years and older
- Classic and antique tractor insurance - 25 year and older
- Motorcycle and scooter insurance - Collector and raced
- Japanese KEI and SCRUM mini trucks and vans
- Classic & Vintage Boats and Yachts
Affordable Classic Car coverage in North Carolina.
We Insure Japanese KEI, SCRUM, and other Mini Trucks and Vans!
North Carolina Classic Car Insurance
Benefits of classic car insurance through Hagerty
✔ Guaranteed Value® coverage for your classic car. In the event of a covered total loss, you receive every cent of your classic car's insured value.* No depreciation. No messing around. No hassle. Flexible usage
✔ Insuring a classic or collector car through Hagerty allows occasional pleasure use.** You can go for a weekend drive, take your vehicle up to the local ice cream shop or attend unlimited events and cruises.
✔ Expert Claims Handling
Our in-house parts specialists can help you track down replacement LKQ, OEM, or NOS parts—if they're out there, we'll find them. Hagerty maintains an extensive list of resources for hard-to-find parts for collector and classic cars.
✔ You'll save money
Because we specialize in classic and collector car insurance, premiums through Hagerty help save up to 27% on average vs. standard insurance.***
Unparalleled service and knowledge
We know collectible and vintage cars, so you deal with real people who understand your car and your needs.
✔ We care about our future
At Hagerty, we believe it is our responsibility to support organizations and initiatives that help make sure the vehicles we love—and the lifestyles that revolve around them—not only survive, but thrive, well into the future. We are dedicated to supporting classic and collector car culture through the Hagerty Drivers Foundation.
✔ Protect your car, even in a total loss
With Hagerty, we know your collector vehicle is filled with years of love, work, memories and stories that can’t be replaced. That’s why if the worst happens—a total loss—we help you keep your classic car and still receive your full Guaranteed Value with Cherished Salvage.
Qualifying for collector insurance
Vehicles must meet the following requirements:
- An extra vehicle, not for primary use
- Vehicle must be in good or better condition
- Vehicle must hold a minimum value of $3,500
- Used for pleasure driving not regular commuting, ex. shows, scenic drives, occasional drives to work, etc.
- Protected, preferably in a garage, but carport and driveway allowed in many areas
Examples:
- Limited or special edition models
- Supercars/exotics or imports
- Special interest vehicles
1980 and newer collector vehicles
If you own a vehicle model year 1980 or newer you may qualify for collector insurance!
Classic Car Insurance from Cold Mountain Insurance in North Carolina
North Carolina Classic Car Insurance
World-class roadside assistance from Hagerty
Driver's Club
The $70/year Hagerty Roadside membership offers comprehensive 24/7 roadside assistance, including towing with soft nylon straps, unlimited service requests for lockouts, jump-starts, and fuel delivery. The first 100 miles of towing are covered when you need it most, plus $100 toward emergency roadside services per occurrence.
Say goodbye to endless waits and uncertainty when your vehicle needs help. With Hagerty Roadside, you can track the service truck’s location in real time on your smartphone, allowing you to stay informed and even move to a safer or more comfortable spot while you wait. You’ll also receive text message updates with the estimated time of arrival, ensuring a seamless and stress-free experience—all with the exceptional service you expect from Hagerty.
As part of Hagerty Drivers Club (HDC), your membership also includes access to Hagerty magazine, automotive discounts, exclusive member-only events (both live and online), and unlimited use of their valuation tools. Discover all the benefits of HDC and sign up today!
Do you want to save on Classic Car insurance?
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North Carolina Classic Boat & Yacht Insurance
Insurance for marine enthusiasts
Benefits of classic marine insurance through Hagerty
✔ Our affordable insurance program, in partnership with Markel, is designed to give you complete peace of mind. Our program provides flexible payment options, online policy management, and customizable coverage options. From classic wooden boats to fiberglass, pontoons, yachts and more you’ll get coverage designed for your boat and how you use it.
✔ If you own an original Chris-Craft, Century, Gar Wood, or a fiberglass boat older than 1990 with a unique design or limited production, protect your boat with the best coverage available.
✔ For fiberglass boats, sailboats, pontoons, and more. Boat insurance through Hagerty is designed for newer boats that are 26ft in length and under.
✔ Your yacht isn’t a typical boat — get insurance customized to fit its specific needs. Coverage designed for yachts, sailboats, fiberglass boats, and more. Our yacht program is designed to protect boats that are over 26 feet in length.
There’s no obligation for our services and you’ll pay the same price offered by the insurance companies you already know and trust when working with us.
Wolff Shipp, Principal Agent
