Our Wedding & Special Event insurance is a perfect fit for almost all venues!

Weddings

• Covers cancellations, vendor issues, weather disruptions, or damage to rented items like tuxedos or equipment. One day event insurance coverage or multi-day coverage available designed for your wedding!

Private Parties

• Birthdays, anniversaries, graduation parties, or retirement celebrations can be protected from unforeseen mishaps with special event insurance.

Corporate Events

• Conferences, seminars, trade shows, and product launches may need coverage for liability, cancellations, or property damage.

Festivals and Fairs

• Community festivals, food fairs, music festivals, and similar events often need coverage for property damage, accidents, or weather cancellations.

Sporting Events

• Tournaments, charity runs, or amateur sports events might need liability insurance or protection against unexpected cancellations.

Concerts and Performances

• Concerts, theater productions, and dance performances can benefit from protection against injuries or equipment failure.

Exhibitions and Trade Shows

• Protection for vendor booths, equipment, and unforeseen cancellations. Special event insurance in North Carolina!

Religious Ceremonies

• Christenings, bar/bat mitzvahs, or other religious gatherings can also benefit from special event insurance.

Destination Events

• Coverage is especially helpful for destination weddings, retreats, or international gatherings, where risks like travel delays or cancellations are higher.

Reunions

• School, family, or organizational reunions can be covered for accidents or venue-related issues with one day event insurance coverage!

 Pop-Up Events

•  Short-term pop-ups like art exhibits, food trucks, or retail showcases can be protected from property damage or vendor issues with special event insurance in NC!

Club or Hobby Gatherings

• Events like book club retreats, car shows, or crafting expos can be insured for accidents or venue-related concerns.

Casual Sporting Events

• Backyard games, amateur tournaments, or charity sports matches can be protected from injuries or unforeseen cancellations.

Adventure Outings

• Low-risk excursions like guided hikes, camping trips, or bird-watching tours can be covered for liability and weather-related issues.

 Social Meetups

• Networking events, alumni gatherings, or hobbyist meetups can be insured for venue-related risks or unforeseen cancellations.

 The possibilities are endless—protect every event, from the everyday to the extraordinary. 

While event insurance covers a wide range of events, certain types may not qualify due to higher risk factors, legal restrictions, or policy exclusions. Here are examples of events that may face challenges in obtaining event insurance or require specialized coverage:

• Extreme Sports: Events involving activities like skydiving, motocross, or bungee jumping.
• Combat Sports: Boxing, mixed martial arts (MMA), or wrestling events may need specialized liability insurance.
• Large-Scale Music Festivals: Massive events with tens of thousands of attendees may require customized policies due to higher risk.

• Events held without proper permits or licenses.
• Activities that violate local, state, or federal laws.

• Due to the potential for civil unrest, many insurers exclude coverage for politically charged events.

• Events held in disaster-prone areas (e.g., regions prone to hurricanes during storm season, floods, or earthquakes) or conflict zones.

• Some insurers may not provide coverage if an event is scheduled too soon after the insurance application is submitted.

• Raves, pub crawls, or similar events where alcohol is a primary focus may not qualify or require additional endorsements.

• Events involving pyrotechnics, large inflatables, or mechanical rides may face exclusions or require specialty coverage.

• Certain types of entertainment, such as adult-themed parties or strip shows, may not be covered under standard policies.

• If the nature of the event is misrepresented or incomplete information is provided, insurers may deny coverage.

• Events that exceed the venue's legal capacity limits or fail to meet safety standards.

• Events featuring high-profile individuals or performers may require tailored coverage due to heightened security and liability concerns.

• Amateur or unsanctioned sporting competitions without proper oversight may not qualify.

This is a general description of coverage. Additional terms, conditions and exclusions apply to all coverages. Insurance and discounts are subject to availability and qualifications and may not be available in all states. One day event insurance coverage and special event insurance available.