Get Your Umbrella Insurance Quote TODAY!

Even a minor accident can result in legal action. If someone is injured on your property, or if you're involved in a major car accident, you could be sued for hundreds of thousands—or even millions—of dollars. An umbrella insurance policy ensures you're not paying out-of-pocket for legal fees, medical bills, or settlements. 

Most homeowners and auto insurance policies have liability limits—often between $100,000 and $500,000. But what if a claim exceeds those limits? Without a personal umbrella insurance policy , you may have to pay the difference yourself—jeopardizing your financial security. 

An umbrella insurance policy can extend coverage beyond what your typical policies protect, including:

• Libel & slander – If someone sues you for defamation.
• False arrest or wrongful eviction – Coverage for legal defense.
• Personal injury liability – If someone is injured and you’re found responsible.

Many people think a personal umbrella policy is expensive, but it’s actually one of the most affordable ways to secure high-value coverage. A $1 million umbrella policy can cost as little as $150 to $300 per year—a small price to pay for major financial protection. In 5 minutes, you can have an umbrella insurance quote!

 If you’re sued for an amount that exceeds your insurance limits, your personal assets—such as your home, savings, or even future wages—could be at risk. A personal umbrella policy helps safeguard everything you’ve worked hard to build. 

 A personal umbrella policy isn’t just limited to your home or local area—it provides nationwide liability protection. Whether you're traveling across state lines, renting a car on vacation, or involved in an accident away from home, your umbrella policy can help cover claims that exceed the limits of your standard insurance. This added layer of security ensures you're protected no matter where you go within the U.S.