You Need FLOOD INSURANCE!

Cold Mountain Insurance Auto, Home, Health, Landlord, Life & Pet Insurance Brunswick County NC

Two Types of Coverage

When it comes to flood insurance, there are two options to choose from. NFIP flood governed by FEMA, and Private Flood Insurance.

PRIVATE FLOOD

Beyond Floods' private flood insurance policy offers excellent coverage for a variety of homes.

Beyond Floods is Simplified flood insurance, customizable to your needs. It offer flexible payment plans, are lender accepted and little or no waiting period to take effect!

Beyond Floods makes it easy to get flood insurance. Depending on where you live, you may be able to get coverage in less than a week.

NFIP FLOOD

The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede.

Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.

Most common natural disaster!

Floods are the most common natural disaster in the US and cause the most damage out of all natural disasters. In fact, 90% of natural disasters involve flooding.

Here are some facts about flooding in the United States:

They happen in all 50 states

All 50 US states have experienced flooding or flash flooding in the past 5 years.

Flooding is the only natural hazard for which the Federal government provides insurance: FEMA’s National Flood Insurance Program (NFIP).

Many federally backed flood Insurance policies have a 30 day waiting period. Private market BEYOND FLOOD has a much shorter waiting period.

They cause billions in damages

Just one inch of water can cause more than $25,000 in damage

More than 20% of flood claims occur in moderate- to low-risk areas.

Floods cost $6 billion in average annual losses.

Get more information or a free no obligation quote!

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Cold Mountain Insurance

North Carolina, United States

910-477-8838