✔ More than half our members with a subsidy pay $0 per month ✔ 95% of North Carolina doctors are in-network ✔ $0 prescriptions for qualified applicants ✔ NO COST preventative services ✔ 24/7 telehealth options ✔ Local NC Insurance Agent
BlueCross BlueShield of NC through Cold Mountain Insurance
REAL LIFE example of a $0 plan!
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Health Insurance Plan Levels
Bronze 60/40 plan
Bronze 60/40 plan
Bronze 60/40 plan
- Most affordable monthly cost
- Highest costs when you use the insurance
- Preventive Care doctor visits are free and do not require coinsurance or copays in many cases.
Silver 70/30 plan
Bronze 60/40 plan
Bronze 60/40 plan
- If you qualify for cost-sharing reductions in addition to your advanced premium tax credit subsidy, you must pick a Silver plan to get the extra savings. You can save hundreds or even thousands of dollars per year if you go to the doctor.
- Moderate monthly premium
- Moderate decuctible costs
Gold 80/20 plan
Bronze 60/40 plan
Gold 80/20 plan
- High monthly premium
- Low costs when you need care
- Deductibles — the amount of medical costs you pay yourself before your plan pays are usually low.
There’s no obligation for our services and you’ll pay the same price offered by the insurance companies you already know and trust when working with us.
Wolff Shipp, Principal Agent of CMI
